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Top 5 Car Insurance Agencies

With the number of national car insurance agencies, it is often difficult to decide which company is right for your individual needs. While not all national auto agencies offer plans in every state, each of them offers different benefits for every automobile owner. The following will provide a brief overview of the top 5 car [...]

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Car Insurance in Colorado – CO

Most states, including Colorado, require all drivers to carry at least a minimum amount of liability coverage for their automobiles before they can drive legally and obtain registration. In Colorado, drivers must carry a minimum of $15,000 in property damage liability coverage per accident. Property damage liability coverage provides compensation for damage an accident causes [...]

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Car Insurance Requirements for Drivers in California

For any vehicle parked or operated on a California roadway, an owner must be able to show financial responsibility. Drivers must show financial responsibility for a vehicle when it is requested by law enforcement, when they renew the vehicle’s registration, and when the vehicle is involved in any traffic collision. To prove financial responsibility, most [...]

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How to Make an Auto Insurance Claim

Written by Elise Brittan, www.car-insurance.org The first question that pops into your mind after a car accident is “Is everyone alright?” If the answer is yes then the second question will probably be “Now what do I do?” That’s when it’s time to make an auto insurance claim. With over 220 million cars traveling U.S. [...]

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Basics of Car Insurance Quotes

All states have laws requiring drivers to carry a minimum amount of liability car insurance on their vehicles. This insurance provides a financial cushion to pay for losses the driver of the vehicle causes to people or property. Drivers can also purchase insurance that covers damages caused to his or her own vehicle,

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What is an Auto Insurance Deductible?

An auto insurance deductible equals the monies paid by the actual policyholder before any insurance agency will begin payments toward injuries and/or damages. Once the policyholder pays for the deductible, the insurance company will begin to pay for amounts over the deductible amount, up to the amount that the policy states the insurance company is [...]

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How Age and Gender Affect Car Insurance Premiums

An insurance company is a business. As such, it wants to earn as much profit as possible. When you purchase a car insurance policy, you are buying financial protection against the costs, or a portion of them as spelled out in the policy, if you are involved in an accident. The company essentially gambles that [...]

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Auto Insurance in Texas

Texas Law Drivers in Texas by are required by law to pay for any damages from accidents that they cause. Liability insurance is the minimum coverage that drivers must have. When the driver is at fault in an accident, liability pays to repair the other driver’s car and also pays for their medicals expenses. Liability [...]

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Understanding Auto Insurance in California

California drivers need to have a basic understanding of the auto insurance requirements. Insurance companies are required by law to report to the CA Department of Motor Vehicles confirmation that a driver has the proper coverage. Financial ability to pay minimum damages in the event of an accident must be part of the basic insurance [...]

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Auto Insurance in New York

Authored by Editor to www.car-insurance.org There are a number of facts NY residents must know about auto insurance in order for their policies to be valid and enforceable. These rules and regulations are in place to ensure motorist safety, as well as prevent insurance fraud. Here are some New York auto insurance requirements: * The [...]

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