Car insurance companies Reviewed
-
Car Insurance Companies
Before you purchase auto coverage, check with your local motor vehicle divisio. top 10 list selected by the staff at Car Insurance.org. Every state has minimum requirements, but here are some company details to get you started:
Allstate has an A+ A.M. Best rating. Since 1931, the company has been insuring autos against accident damage and medical liabilities. There are over 12,500 agent/owners across the nation. Besides selling auto coverage, Allstate has a financial division that manages products like annuities and life insurance.
Progressive was founded in 1937. The company introduced the market to drive-in claims. They offered the first discounts for excellent drivers. Today, Progressive offers a "snapshot" program that uses GPS mapping to document safe driving habits for deeper discounts.
Esurance popped onto the scene during the dot.com era. They are one of the few that survived the burst and continued to thrive. Esurance offers highly competitive rates for limited policies. They only have offices in a 14 states; however, they offer 24-hour access online. Some other products offered include home, health, renters insurance and recreational vehicle policies.
GEICO is the company with the lively "lizard". GEICO customers can contact a 24-hour call center to check claims' status and policy information online anytime. They also have hundreds of community agents. GEICO has an A++ rating, which is the highest available for financial strength. Their rates are competitively priced and many discounts are available for a variety of drivers.
Nationwide is a national company. Their insurance packages include full coverage, theft, liability and everything else you can imagine. They also offer a full line of insurance for home, property, business and health. You can get a quote online, over the telephone or with your neighborhood agent.
Statefarm.com offers discounts for multiple policies. They have a special program that offers cash incentives to good drivers that do not have accidents over the course of a year. Statefarm has been covering autos in the US and Canada since 1922. Customers can choose from over 100 policy packages.
Liberty Mutual offers their prospective customers an insurance calculator online. Visit http://welcome.libertymutual.com/insurance-coverage-calculator-estimator/auto.html and enter your information to check your coverage state requirements. They currently boast an excellent A.M. Best rating. Liberty first opened for business in 1912.
Hartford started as a financial company in 1810. Their insurance products eventually evolved to include auto coverage. Policies are sold through independent agents and through organizations like AARP and homeowner groups. Hartford gives older drivers special rates.
Direct General Insurance covers autos in 12 states including Arkansas, Florida, Georgia, Illinois, South Carolina and seven more. Rates are very competitive. The online application is easy to navigate.
21st Century is a subsidiary of Farmers Insurance Group. They focus on automotive coverage only.