Maryland Car Insurance

Car Insurance » Maryland

Maryland requires that all drivers carry insurance on any registered vehicle. An insurance company that is licensed by the state is the only insurance company that can provide you with insurance. Maryland requires that you have a minimum coverage on each insured vehicle:

~ $30,000 bodily injury per person

~ $60,000 bodily injury for two or more people

~ $15,000 for property damage.

The liability insurance for your vehicle must be purchased from an approved insurance company or an authorized agent that works for a licensed company. Liability insurance pays for damages, including death of another person, caused by you.

You must also carry uninsured motorist insurance. This insurance pays for any damages on your person that were caused by someone who doesn’t have insurance. The third type of coverage you must carry is personal injury. This portion of the insurance provides up to $2,500 for any expenses accrued because of an accident. If you opt for full personal injury, it covers you and any other person riding in your vehicle at the time of the accident. Limited personal injury insurance does not cover you or members of your family that are over 16 years of age.

Insurance Cert (FR-19):

The insurance certification is a document that you sign when you register a vehicle or renew your vehicle’s registration. The signed document states that you know that you are required to carry at least the minimum liability insurance during the registration period, and if not, that you will not drive the vehicle.

An insurance company issues the certification and it is valid for 30 days. You must bring the original certificate to the Motor Vehicle Administration office (MVA). The MVA will not accept a photocopy, but it will accept a faxed copy, as long as a registered insurance agent faxes the copy.

Address Changes

If you change your address, you must notify the Motor Vehicle Administration with the new information, along with the vehicle title number, the new insurance company’s name and the new policy number. You can mail the information in or call the administration with the required information.

Please start by clicking on your desired Maryland city BELOW:

• 4, Marshall Aberdeen Abingdon Annapolis Arbutus Arnold Baltimore Bel Air Beltsville Berlin Berwyn Heights Bethesda Bowie Brandywine Bryans Road Burtonsville California Cambridge Camp Springs Capitol Heights Catonsville Centreville Chase Chester Chestertown Cheverly Chevy Chase Clarksburg Clarksville Clinton Cockeysville College Park Columbia Crisfield Crofton Cumberland Damascus Deale Denton Derwood Dundalk	Dunkirk Easton Edgewater Eldersburg Elkridge Elkton Ellicott City Essex Fallston Federalsburg Forest Heights Forest Hill Forestville Fork Fort Washington Frederick Frostburg Fulton Gaithersburg Gambrills Germantown Glen Burnie Glenn Dale Grantsville Greenbelt Greensboro Gwynn Oak Hagerstown Halethorpe Hampstead Hancock Hanover Havre de Grace Highland Huntingtown Hyattsville Indian Head Jarrettsville Jessup Joppa Kensington	La Plata Lake Arbor Langley Park Lanham Laurel Lavale Leonardtown Lexington Park Linthicum Linthicum Heights Lusby Lutherville Timonium Lutherville-Timonium Manchester Maryland City Maugansville Mechanicsville Middle River Middletown Milford Mill Millersville Mitchellville Monkton Monrovia Montgomery Village Mt Airy Mt Rainier New Market North Beach North East Nottingham Oakland Ocean City Odenton Olney Owings Owings Mills Oxon Hill Oxon Hill-Glassmanor Parkville Pasadena	Perry Hall Perryville Phoenix Pikesville Pinto Pocomoke City Potomac Preston Prince Frederick Randallstown Reisterstown Ridgely Rising Sun Riverdale Riverdale Park Rockville Rosedale Salisbury Severn Severna Park Silver Spring Spencerville St Michaels Suitland Sykesville Takoma Park Temple Hills Thurmont Towson Upper Marlboro Waldorf Washington Grove West Friendship Westminster Wheaton-Glenmont White Marsh White Plains Windsor Mill Woodlawn