Nevada Car Insurance
Car Insurance » Nevada
With all the gambling that goes on in the state of Nevada your car insurance should be the one thing that you never gamble on. If you are a driver in this state you must have auto insurance in order to drive legally. So what are the requirements for driving in this fun loving state? Read on to find out.
Nevada has what is known tort system, something in place for handling auto accidents so whenever one occurs someone must be found at fault. This person along with the company where he has insurance is now liable for all the damages that come out of the accident. The tort system for Nevada will differ from that of other states so for complete information on how the Nevada Tort system works you will need to pay a visit to the Nevada Division of Insurance website or swing by their local offices.
Minimum Auto Insurance Requirements
You must carry a minimum of $15k per individual of body injury liability and $30k of combined medical expenses for all occupants in the car. This will cover things such as medical expenses, lost wages, legal fees and any pain and suffering for the other person if you are found at fault in a vehicular accident.
Another demand that the state makes is the minimum $10k property damage liability which will cover damage made to someone else’s personal property if you are found to be at fault in such a run in. This coverage will take care of damage to someone’s home, fence, car and any legal fees up to an amount of $10k.
These are just the minimums required by Nevada state law but you could and should add more if you want to ensure security and peace of mind if something unpredictable does happen while you’re behind the wheel.
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